Affiliate marketing in Nigeria has shifted from side hustle status to a real income stream. With Nigeria’s booming internet usage and mobile-first economy, affiliate marketing is one of the easiest and fastest-growing ways for Nigerians to earn money online—without needing to own a product.
But here’s the catch: Not all affiliate platforms are friendly to Nigerians. Some don’t process payments to Nigerian bank accounts or exclude Africa entirely.
This guide solves that. Below is a curated list of legit affiliate platforms that pay Nigerians on time, support local payment methods, and actually work. No fluff, no hype. Just tested platforms and how to use them smartly.
1. Jumia KOL (Key Opinion Leader) Affiliate Program
Jumia is Nigeria’s top e-commerce platform. Its affiliate program, Jumia KOL, is built for Nigerians. It’s free to join and gives you access to promote everything from electronics and fashion to groceries.
How it works:
- Create an account at kol.jumia.com
- Choose products to promote using your custom affiliate links
- Share links on WhatsApp, TikTok, Twitter, Instagram, or your blog
- Earn a commission when someone buys through your link
Payout: Commissions are paid monthly directly to your Nigerian bank account once you hit the ₦5,000 threshold.
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Why it’s great: You can promote trending products during Black Friday, Mobile Week, and other sales to earn more.
Reference: Business Yield
2. Expertnaire
Expertnaire is a Nigerian digital affiliate platform that lets you earn big promoting premium online courses. Commissions can go as high as 50-75%.
Requirements:
- You need a one-time ₦10,000 payment to register.
- You get access to exclusive products and training on how to sell them.
Payout: Weekly to your local bank account, often via Flutterwave.
Why it’s different: It focuses on digital info products like tech skills, business training, and certifications that solve real problems.
See how to succeed with digital product affiliate marketing in Nigeria →
3. Selar Affiliate Marketplace
Selar is a Nigerian-based platform for creators selling eBooks, courses, and templates. It has a free affiliate program with a user-friendly dashboard and detailed analytics.
How to join:
- Sign up at selar.co
- Browse products that allow affiliate promotions
- Share your unique affiliate link
- Earn a commission once a sale is made
What makes it solid:
- No entry fee
- Instant dashboard access
- Easy integration with Flutterwave, Paystack, or bank withdrawal
Pro tip: Focus on evergreen products like finance templates or study guides that have year-round demand.
4. Stakecut
Stakecut is a rising affiliate platform in Nigeria offering physical and digital products. You can promote others’ products or list your own.
Benefits:
- Free to join
- Great for both beginners and advanced marketers
- Offers an affiliate academy with tutorials
Payouts: Weekly to Nigerian bank accounts.
Best for: Affiliate marketers who want variety—ebooks, software, physical goods, coaching programs.
Reference: Profit Pulse Nigeria
5. Amazon Associates (with a twist)
While Amazon doesn’t pay directly to Nigerian banks, there’s a workaround.
Here’s how to do it:
- Sign up at affiliate-program.amazon.com
- Use a Payoneer account to receive commissions
- Transfer your Payoneer balance to a Nigerian bank
Pro tip: Promote books, tech gadgets, and kitchen products. These are high-converting categories.
Warning: You need to make 3 qualifying sales within the first 180 days or your account gets deactivated.
6. Travelstart Affiliate Program
If you’re into travel blogging or run a lifestyle platform, this one’s for you.
Details:
- Earn commission by promoting local and international flights
- Get a unique tracking link and banner ads
Why it works in Nigeria:
- Many people book flights to Ghana, Dubai, Canada, and the UK
- Travelstart is trusted and has competitive prices
Payout: Paid in Naira to your account
7. Impact.com
Impact is a global affiliate network that includes programs for top brands like Canva, Hostinger, and Fiverr.
Good news: You can sign up from Nigeria and get paid via Payoneer.
Features:
- Smart reporting dashboard
- Thousands of affiliate offers
- Real-time tracking
Ideal for: Bloggers, YouTubers, tech enthusiasts, and SEOs.
Reference: Impact.com official site
Payment Gateways That Work for Nigerians
To succeed in affiliate marketing from Nigeria, ensure you have accounts on:
- Payoneer – to receive international payments
- Flutterwave/Paystack – for local product sales
- Naira bank account – for direct withdrawals
These platforms allow you to receive funds from both local and global affiliate programs.
How to Maximize Your Affiliate Earnings
- Promote trending and high-ticket items
- Use blog posts, videos, and WhatsApp to drive traffic
- Learn copywriting and SEO for content marketing
- Join affiliate communities like Offcamp to get support
Final Thoughts
Affiliate marketing can work for Nigerians—even without a big budget. All it takes is the right platform, consistent effort, and a smart promotion strategy.
Whether you’re starting with Jumia, scaling with Selar, or going global with Impact, the money is there. You just need to start.
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This is beautiful content. I can’t wait to start making money from affiliate marketing.